Leasing vs Buying a Subaru

Subaru Forester Subaru Forester

Whether you are looking to cruise around Utica, Rome, and New Hartford, New York, in a new Subaru Crosstrek, Outback, or Impreza, we are here to set you up with a deal that works best for you.

Our finance team at Subaru of Utica works with each driver to create a payment plan that fits best for their individual needs.

Subaru Outback
What’s the Difference Between Leasing vs Buying a Subaru?

First, it is important to understand what the difference is between buying vs. leasing a car. When you buy a car, you are purchasing the vehicle to own. You can pay for the car in full, or finance the vehicle—which lets you pay for some of it upfront with a down payment, and then borrow the rest from a lender so that you can pay for the vehicle through comfortable monthly payments.

With a lease, you won’t be buying the car to “own” it, but rather to “borrow” it for a few years from the dealership. During that time, you can drive it for the number of miles agreed upon in your lease terms and enjoy all the benefits of driving a new car. Then, when your lease comes to an end—which lasts for just a couple of years—you will be able to buy or lease another vehicle.

Why Buy Your Subaru?

If you like the idea of driving a car for many years, you certainly want to consider buying a new Subaru. When you buy your car, you will get to own the car and drive it for as many miles, and for as long, as you’d like.

Plus, with your Subaru, you will have a vehicle that is set to provide great performance now and in the future, since these cars are designed to stay on the road for years to come. Once you own it and have paid off your loan, you won’t have to keep make payments on your vehicle, either. This will free up some finances for you while still having a reliable mode of transportation.

You can also get any Subaru accessories you want, from a bike rack for your Outback to all-weather floor mats for your Ascent, when you choose to buy your Subaru.

Why Lease Your Subaru?
There are also some unique advantages of leasing a car. Since you aren’t buying the car, payments for your lease only consist of the value of the vehicle during those few years you lease it. This usually means you’ll enjoy even lower payments when choosing to lease your new Subaru. This is a great option if you know you want a certain trim level but also want to make sure monthly payments stay within a specific range. Leasing a Subaru also means you don’t have to fully commit to a vehicle for years and years. If you like the idea of switching the car you drive often, or just upgrading your ride frequently to enjoy all the latest in automotive technology, a lease is just what you’d want!
Buy or Lease a Subaru Today!

As you can see, there are benefits to both financing options. In the end, the choice between buying vs. leasing a Subaru will come down to your individual preferences and lifestyle.

To learn more about both options, stop by our finance center here at Subaru of Utica. Contact us today and schedule a test drive in whichever Subaru you want to buy or lease. Our team is ready to help you get on the roads of Utica, Rome, and New Hartford, NY, in the Subaru you want—with just the type of financing you’d like as well!


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