Subaru Impreza Lease & Finance Offers

• Subaru of Utica offers both lease and finance options on the new Subaru Impreza, with terms backed by Subaru Motors Finance.
• Leasing generally means a lower monthly payment and a new Impreza every few years. Any negative equity will be added to a lease or purchase on approved credit.
• Financing builds equity and removes annual mileage limits, which suits Mohawk Valley drivers who log long commutes.

This is the question we hear most, and the honest answer depends on how you drive. Leasing works like a long-term agreement on the portion of the Impreza's value you actually use during your term, which is why monthly payments are typically lower than a comparable loan.

Most leases run 24 to 36 months with an annual mileage allowance, and because the Impreza stays within its factory coverage for the bulk of that period, routine ownership stays predictable.*

Financing is the better fit if you plan to keep your Impreza well past the three-year mark. Every payment moves you closer to owning the vehicle outright, there's no mileage cap to think about, and once the loan is paid off you've got a Subaru with a reputation for holding up.

A few practical questions help point you in the right direction. How many miles do you drive each year? Do you like the idea of stepping into a new Impreza with the latest EyeSight Driver Assist Technology and STARLINK features every couple of years, or would you rather settle in with one vehicle? Are you planning to add roof accessories, a hitch, or winter wheels? Leases have return standards, while financing gives you a free hand. Bring those answers to us and we'll build both scenarios out on paper so the comparison is clear.

When you visit our dealership, you’ll find an impressive selection of Subaru Impreza models.

Browsing our new Impreza inventory online is the fastest way to start. Filter by trim, color, and equipment, then send us the stock number of anything that catches your eye. We'll pull the current lease and finance programs tied to that specific vehicle, since offers can vary by trim and change month to month.

That being said, you can visit the dealership to speak to our sales team about your dream Impreza. Once you find a model that fits you, they’ll take you out for a test drive!

Working with our finance team will be a breeze! Start with our secure online credit application and you can arrive with your approval already in hand, which keeps your visit short and focused on the car. If you have a trade-in, submit its details for an appraisal, and we'll apply that value toward your down payment or capitalized cost reduction.

We work with Subaru Motors Finance along with a range of regional lenders and credit unions, so there's flexibility whether you have an established credit history, are rebuilding, or are financing your first vehicle. Recent graduates and military members should ask about Subaru's incentive programs, which can often be layered onto current Impreza offers.

And when your term winds down, we're still here. You can return the Impreza, buy it at the residual value spelled out in the contract, or roll into a new one. Finance customers who want to trade early can get a current payoff figure and equity position from us anytime.